Benefits overview

EDUCARE-WORLD is a combination of travel health insurance, liability insurance, accident insurance, assistance insurance and baggage insurance.

Here you will find an overview of the benefits provided by EDUCARE-WORLD.

EDUCARE-WORLD

S(small)

M(medium)

L(large)

International health insurance

Outpatient medical treatment

Inpatient medical treatment including operations

Provision with medicine, dressing material, remedies and medical appliances

Dental treatment for pain relief including simple fillings as well as repair of existing dentures and dental prosthesis per case

up to €500

Medically necessary dental treatment as a result of an accident

up to €1,000

Outpatient treatment of mental illnesses

up to €1,500

Inpatient emergency treatment of first-time mental or emotional disorders

up to €20,000

Transport costs to the nearest hospital (e.g. with ambulance vehicles)

Return transport to the insured person’s place of residence in his/her home country

Transport of the insured person’s mortal remains

General deductible per insured event

€0

Deductible for trips to the US only: in case of treatment in an emergency room; not applicable if medically necessary or in case of a resulting inpatient stay

€250

Unlimited extension of insurance cover in case of extended stay abroad for medical reasons

Pre-existing conditions, if treatment could not be anticipated in case the trip was carried out as planned

Home country cover in case of an interruption of the stay abroad

Liability insurance

Personal liability insurance including “professional” liability insurance for au pairs with a lump sum for personal injury and/or property damage

up to €1,000,000

Property damage to host family’s immovable property

up to €1,000,000

Damage to rented property

up to €100,000

Liability loss caused during activities as an intern

up to €10,000

Deductible in case of liability loss per claim

€100

Accident insurance

Accidental death benefit

€10,000

Disability benefit

€30,000

Disability classification

350%

Benefit in case of 100% accidental disability

€105,000

Rescue costs

€25,000

Plastic surgery as a result of an accident

€10,000

Assistance insurance

Assistance in case of loss of means of payment

Assistance in case of loss of documents

Assistance in case of criminal prosecution

Return trip in case of an emergency

Arrival of a person in a position of trust in case of an emergency per insured event up to a maximum amount of

€4,000

Baggage insurance

Sum insured

€2,000

The policy includes damage to furs, jewelry, objects made of precious metals, laptops, photographic and film equipment and portable video systems, including their accessories. For the aforementioned objects, the liability for damages per insured event is limited to

50% of the sum insured

Deductible for damage to baggage per insured event

€50

Do you require advice?

If you have any questions, please feel free to contact us:

Phone: +49 2247 9194-988

E info@educare-world.com

Telegram Messenger

Mon-Fri: 8 am to 6 pm

Detailed list of benefits

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