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EDUCARE WORLD is a product of Dr. Walter GmbH. For more than 50 years, we have provided travelers with advice and assistance concerning insurance solutions for their travels abroad. We further specialize in travel insurance for foreign visitors during their temporary stays in Germany. Just visit www.reiseversicherung.com for more information about us and our products.

Dr. Walter GmbH
Insurance Broker
Eisenerzstraße 34
53819 Neunkirchen-Seelscheid
Germany

T +49 (0)2247 9194 -988
F +49 (0)2247 9194 -40

info-Entfernen Sie diesen Text- (at) dr-walter.com
www.dr-walter.com

www.educare-world.com

Place of jurisdiction: Siegburg
Registergericht Siegburg (Registration Court) HRB 4701,
Ust-Id.Nr. DE 212252105
Managing directors: Dipl.-Kfm. Reinhard Bellinghausen

Postbank Köln, Account: 212 076 500 (bank code: 370 100 50)
IBAN: DE 03 37010050 0212 0765 00, BIC: PBNKDEFF

 

Contractual Partner

With respect to this insurance product, Dr. Walter GmbH works together with a selected, renowned insurance company.

The insurance coverage is underwritten by:
ACE European Group Limited
Direktion für Deutschland
Lurgiallee 10, 60439 Frankfurt
Germany

 

Contractual basis

EDUCARE WOLRD is a combination of legally independent insurance contracts. The following regulations apply to EDUCARE WORLD.

  • General Insurance Conditions and General Contract Information ACE /Dr. Walter – Travel and Education
  • Tariff provisions and acceptance guidelines ACE / Dr. Walter – Travel and Education
  • Insurance certificate travel health insurance (if agreed)
  • Insurance certificate travel private liability, accident, home contents and baggage insurance (if agreed)
  • Insurance certificate medical repatriation (if agreed)

The Law of the Federal Republic of Germany applies to the insurance contract. The responsible insurance commissioner for remonstrances is the “Bundesanstalt für Finanzdienstleistungsaufsicht, Graurheindorfer Str. 108, 53117 Bonn”.

On top of this you may contact the ombudsman for an extrajudical arrangement

  • For complaints regarding travel health insurance turn to:
    Ombudsmann Private Kranken- und Pflegeversicherung, Postfach 06 02 22, 10052 Berlin.
  • For complaints not regarding health insurance: Versicherungs-Ombudsmann e. V., Postfach 08 06 32, 10006 Berlin.

 

Status information pursuant to § 11 Insurance Mediation Directive (Versicherungsvermittlerverordnung)

At the latest by the end of the transition period on 1 January 2009, Dr. Walter GmbH will have received the permission it already applied for at the competent Chamber of Industry and Commerce (IHK). Dr. Walter GmbH will respectively be regi-tered in the Register of Insurance Brokers (Vermittlerregister) as an insurance broker licensed pursuant to § 34d par. 1 Industrial Code (Gewerbeordnung).

Competent authority: IHK Bonn/Rhein-Sieg, Bonner Talweg 17,
53113 Bonn, Phone +49 (0) 228 2284 -0, Fax +49 (0) 228 2284 -170,
info-Entfernen Sie diesen Text- (at) bonn.ihk.de, www.ihk-bonn.de.

The entry in the Register of Insurance Brokers (Vermittlerregister) can later be reviewed by:
Deutscher Industrie- und Handelskammertag (DIHK) e.V.,
Breite Straße 29, 10178 Berlin
Phone 0 180 500 585 - 0
www.vermittlerregister.org

Dr. Walter GmbH has no direct or indirect interest of more than 10% in voting rights or capital of any insurance company. No insurance company or parent company of an insurance company has a direct or indirect interest of more than 10% in voting rights or capital of Dr. Walter GmbH.

Unless otherwise agreed, our insurance policies are governed by German Law.

In case of appeal, the responsible supervisory authority is the Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht, Bereich Versicherungen, Graurheindorfer Str. 108, 53117 Bonn).

In case of appeal, you are furthermore entitled to apply to an extra-judicial arbitrator:

Versicherungsombudsmann e.V., Postfach 08 06 32, 10006 Berlin
www.versicherungsombudsmann.de (insurance ombudsman)

Ombudsmann Private Kranken- und Pflegeversicherung, Postfach 06 02 22, 10052 Berlin
www.pkv-ombudsmann.de (ombudsman for private health and long term care insurance)

 

About This Site

Copyright notice

The contents published on this website are subject to German copyright law. Documents, graphics, software and source codes, which form part of this website and can be downloaded from this server are copyright of Dr. Walter GmbH. Unless stated otherwise, the use, reproduction and forwarding of such documents, graphics and software requires the written approval of Dr. Walter GmbH. If any of the content on this website is not produced by Dr. Walter GmbH, the respective copyright of third parties is acknowledged and labeled as such. Please inform us immediately, if you nevertheless become aware of any copyright infringement. Should we become aware of infringements of the law, we shall remove such contents without delay.

Copyright ©2008 Dr. Walter GmbH. All rights reserved. Responsible for the contents: Dr. Walter GmbH, Eisenerzstraße 34, 53819 Neunkirchen-Seelscheid

 

Trademark notice

This website contains references to product and company names of other companies. The used terms are trademarks and/or registered trademarks of the respective companies.

 

Content and liability disclaimer

Dr. Walter GmbH makes every effort to maintain the accuracy of content on this website and continuously updates such content. However, we cannot guarantee that the information will be accurate, complete or current at all times. Dr. Walter GmbH is responsible for its own content on this website according to current laws. However, we are under no general obligation to monitor or control sent or stored external information or actively to seek facts or circumstances indicating illegal activity. Any obligation to remove or disable access to information remains unaffected by this. A respective liability, however, is only possible from the time we become aware of a specific infringement. Should we become aware of infringements of the law, we shall remove such contents without delay.

 

Liability for links

Our offer contains links to external, third party websites. We hereby expressly dissociate ourselves from any and all content of such pages since we have no influence on their contents. The operators of the linked pages are responsible for their contents. The linked pages were checked at the time of linking for any possible infringements of the law. No illegal contents were detectable at the time of linking. Should we become aware of infringements of the law, we shall remove such links without delay.

 

Data protection

We attach great importance to your privacy and the security of your personal data. We guarantee to keep your data strictly confidential and that they will not be passed on to any unauthorized third party. Our behavior and programs are in accordance with the Federal Data Protection Act and other specific regulations concerning internet data protection. We collect and use your personal data, given to us with your consent by using our internet services, and forward them to the involved brokers and insurance companies. The collected data are subject to comprehensive security measures which shall prevent any unauthorized access and improper use.

In order to improve our websites, we only collect statistical information from the protocol data. No user profiles will be set up. We will inform you in case of any further use of your personal data and request your explicit consent. If your personal data were stored due to your use of our internet services, you are entitled to be informed about such data free of charge. You are further entitled to correct wrong data as well as to block and delete data.

A cookie is a small text file that is sent to your computer via your web browser in order to be stored on your computer and adjust the information on our website to your needs. You can edit your browser in order to either block cookies or inform you if a server tries to send you a cookie. You can then decide to accept or deny the cookie. This ensures that your privacy is protected.

These privacy policy and data protection terms are adjusted and enhanced according to the latest developments in the areas of data protection and security technology.

 

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