Benefits overview

EDUCARE-WORLD is a combination of travel health insurance, liability insurance, accident insurance, assistance insurance and baggage insurance.

Here you will find an overview of the benefits provided by EDUCARE-WORLD.

 

EDUCARE-WORLD
S(small)
M(medium)
L(large)
International health insurance
Outpatient medical treatment
Inpatient medical treatment including operations
Provision with medicine, dressing material, remedies and medical appliances
Dental treatment for pain relief including simple fillings as well as repair of existing dentures and dental prosthesis per case
up to € 500
up to € 500
up to € 500
Medically necessary dental treatment as a result of an accident
up to € 1,000
up to € 1,000
up to € 1,000
Outpatient treatment of mental illnesses
up to € 1,500
up to € 1,500
up to € 1,500
Inpatient emergency treatment of first-time mental or emotional disorders
up to € 20,000
up to € 20,000
up to € 20,000
Transport costs to the nearest hospital (e. g. with ambulance vehicles)
Return transport to the insured person’s place of residence in his/her home country
Transport of the insured person’s mortal remains
General deductible per insured event
€ 0
€ 0
€ 0
Deductible for trips to the US only: in case of treatment in an emergency room; not applicable if medically necessary or in case of a resulting inpatient stay
€ 250
€ 250
€ 250
Unlimited extension of insurance cover in case of extended stay abroad for medical reasons
Pre-existing conditions, if treatment could not be anticipated in case the trip was carried out as planned
Home country cover in case of an interruption of the stay abroad
Liability insurance
Personal liability insurance including “professional” liability insurance for au pairs with a lump sum for personal injury and/or property damage
up to € 1,000,000
up to € 1,000,000
Property damage to host family’s immovable property
up to € 1,000,000
up to € 1,000,000
Damage to rented property
up to € 100,000
up to € 100,000
Liability loss caused during activities as an intern
up to € 10,000
up to € 10,000
Deductible in case of liability loss per claim
€ 100
€ 100
Accident insurance
Accidental death benefit
€ 10,000
€ 10,000
Disability benefit
€ 30,000
€ 30,000
Disability classification
350%
350%
Benefit in case of 100% accidental disability
€ 105,000
€ 105,000
Rescue costs
€ 25,000
€ 25,000
Plastic surgery as a result of an accident
€ 10,000
€ 10,000
Assistance insurance
Assistance in case of loss of means of payment
Assistance in case of loss of documents
Assistance in case of criminal prosecution
Return trip in case of an emergency
Arrival of a person in a position of trust in case of an emergency per insured event up to a maximum amount of
€ 4,000
€ 4,000
Baggage insurance
Sum insured
€ 2,000
€ 2,000
The policy includes damage to furs, jewelry, objects made of precious metals, laptops, photographic and film equipment and portable video systems, including their accessories. For the aforementioned objects, the liability for damages per insured event is limited to
50% of the sum insured
50% of the sum insured
Deductible for damage to baggage per insured event
€ 50
€ 50
Do you require advice?
If you have any questions, please feel free to contact us:

Phone: +49 (0)2247 9194-988

Customer Service
Mon-Fri: 8 am to 8 pm
Sat: 9 am to 12 pm

Specialist Department
Mon-Fri: 8 am to 6 pm